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Ideals wrote:

But how do you know your life will stay that way? At any time they could pass legislation that would ruin there life.

Well, yeah.
You run that risk with a non-democratic state; you're trading theoretical efficiency for possible tyranny.
It's a next-level risk/reward gamble.
While I certainly favor a benevolent dictatorship, on the grounds that you can get things done a lot easier (hence why I run a Father Knows Best state, because I know I'm a perfect and infallible human being /sarcasm), there's always the possibility that said benevolent dictator dies and is replaced by an incompetent psychopath, or goes senile and the government is hijacked, or changes his ideals, or simply goes insane. There's no guarantees.
At least with a democracy, sure, you're not getting anything done, but at least the majority stays largely happy, since whatever they wanted was already put into the constitution.