The House of Umber is a massive, safe nation, renowned for its compulsory military service, state-planned economy, and devotion to social welfare. The compassionate, democratic, devout population of 1.999 billion Umbers enjoy extensive civil rights and enjoy a level of social equality free from the usual accompanying government corruption.

The large, socially-minded government juggles the competing demands of Spirituality, Welfare, and Defense. The average income tax rate is 47.8%, but much higher for the wealthy.

The sizeable but underdeveloped Umber economy, worth 69.4 trillion silver stags a year, is driven entirely by a combination of government and state-owned industry, with private enterprise illegal. The industrial sector, which is fairly diversified, is led by the Trout Farming industry, with major contributions from Basket Weaving, Door-to-door Insurance Sales, and Pizza Delivery. Average income is 34,697 silver stags, and distributed extremely evenly, with little difference between the richest and poorest citizens.

Bombs are permitted on planes for the 'security of the passengers', a major religion has been named as Umber's national religion, Leader has just been declared ruler of Umber in an international press conference, and Umber has designated Umber City as its capital city. Crime, especially youth-related, is totally unknown, thanks to a capable police force and progressive social policies in education and welfare. Umber's national animal is the giant.

Umber is ranked 110,487^th in the world and 5,986^th in Lazarus for Largest Insurance Industry, scoring 2,020.14 on the Risk Expulsion Effectiveness Rating.