The Emmerian Republic of Kerlodia is a colossal, cultured nation, ruled by Luna with a fair hand, and renowned for its rum-swilling pirates, absence of drug laws, and devotion to social welfare. The compassionate, democratic, cheerful population of 5.175 billion Kerlodi are free to do what they want with their own bodies, and vote for whomever they like in elections; if they go into business, however, they are regulated to within an inch of their lives.

The enormous, liberal, outspoken government juggles the competing demands of Education, Administration, and Welfare. It meets to discuss matters of state in the capital city of The Deep Undergound. The average income tax rate is 95.2%.

The frighteningly efficient Kerlodi economy, worth 675 trillion Headpats a year, is highly specialized and led by the Tourism industry, with major contributions from Information Technology and Book Publishing. State-owned companies are reasonably common. Average income is an impressive 130,511 Headpats, and distributed extremely evenly, with practically no difference between the richest and poorest citizens.

The children of Kerlodia are often remarked upon for their cheery attitude to extreme violence, cassocked priests and choirboys believe that what happens behind closed doors stays behind closed doors, beaches are empty as the shark population multiplies exponentially, and surprising numbers of poor people are protesting against taxing the rich. Crime is totally unknown, thanks to a capable police force and progressive social policies in education and welfare. Kerlodia's national animal is the Cat, which frolics freely in the nation's many lush forests, and its national religion is Acceptance.

Kerlodia is ranked 239,423^rd in the world and 8,098^th in the South Pacific for Largest Insurance Industry, scoring -20.47 on the Risk Expulsion Effectiveness Rating.