The People's Republic of Loyo is a mammoth, efficient nation, notable for its compulsory military service, state-planned economy, and restrictive gun laws. The compassionate population of 8.244 billion Loyons are fiercely patriotic and enjoy great social equality; they tend to view other, more capitalist countries as somewhat immoral and corrupt.

The enormous, socially-minded government juggles the competing demands of Education, Administration, and Healthcare. It meets to discuss matters of state in the capital city of Qingmedao. The average income tax rate is 76.6%, and even higher for the wealthy.

The all-consuming Loyoan economy, worth 702 trillion Loyomarks a year, is driven entirely by a combination of government and state-owned industry, with private enterprise illegal. The industrial sector, which is quite specialized, is led by the Book Publishing industry, with major contributions from Tourism, Basket Weaving, and Information Technology. Average income is 85,257 Loyomarks, and distributed extremely evenly, with little difference between the richest and poorest citizens.

Scenic mountain valleys are flooded with water as damming projects get underway, graffiti is done with immaculate multi-layer shading, the nation's atlases tend to go out of date every few weeks, and the lasting legacy of the current generation is a million years of buried radioactivity. Crime, especially youth-related, is totally unknown, thanks to a capable police force and progressive social policies in education and welfare. Loyo's national animal is the whale, which frolics freely in the nation's sparkling oceans.

Loyo is ranked 319,306^th in the world and 29^th in Arrosia for Largest Insurance Industry, scoring -11.49 on the Risk Expulsion Effectiveness Rating.